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    Halt House Foreclosure
    by Steve Bingman


    Are you searching the internet looking for a way to halt house foreclosure? If yes, you need to be
    careful. There are hundreds of websites that claim that they can stop foreclosure. And often, they claim that they can do it within hours or days.

    While many websites are legitimate, some are scams run by crooks.

    The first thing to look for on a stop foreclosure website is to look at what they say they can do for you. Are they offering to talk with your mortgage lender? Are they wanting to make a loan to you
    to stop foreclosure? How can they help you?

    Be wary of websites that want you to give them information before they will tell you what they
    can do for you. They may use the information in an attempt to take advantage of you. Or they
    may sell the information to less than honorable people. To me, if a website has a legitimate
    method of stopping foreclosure, they will tell you up front what is the method they use. Then
    they will ask for information that is necessary to use their method to stop foreclosure.

    Also, be careful of the method that a website proposes to use to halt house foreclosure.

    If the website claims that they can talk with your mortgage lender, realize that you yourself can
    talk with your mortgage lender. You do not need for someone else to talk to your lender for you. I
    doubt that they will get any better result that you would. In fact, your lender may feel that if you
    can pay someone to talk for you, then you can pay your mortgage payments. Also realize that if
    your mortgage lender will not talk with you, it will not talk to someone else about you.

    If a website claims that they can get you a loan to stop house foreclosure, look at your situation
    and the terms of the loan. They may make you a loan that actually puts you in a worse position
    than you are in now.

    With all websites, look at their fees. They should tell you up front what are their fees or how their
    fees are determined. Be sure that you understand what a website is charging you to do whatever it
    is that they do to stop foreclosure.

    Be cautious of websites that make elaborate or extraordinary claims. I have seen one website that
    claimed that using two words would scare a mortgage lender into stopping foreclosure. I do not
    know what the two words are (I didn't pay), but I do know that mortgage lenders pay lawyers
    hundreds of thousands of dollars to protect their legal rights to foreclosure. I doubt that two
    words would scare them.

    Finally, you need to know that there is only one way of stopping foreclosure. That is to pay your
    mortgage lender. However, you may have several options on how to pay. Check out all options
    because certain options work in certain situations. Don't lock in on only one option until you
    have excluded all other options on how to pay your lender to halt house foreclosure.

    This article is general information. If you have any questions of any nature concerning stopping
    foreclosure, talk with a lawyer licensed in your state.

    Stop Foreclosure - Five Options You Need ToKnow. You'll feel better when you know your options.

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